Suggestions to increase credit score?
I’m looking to increase my credit score. Any suggestions?
I currently have a 663. My main problem (to my knowledge) is that I don’t have credit. I’m 23 years old, no debt, full-time job as an economic consultant. Fixed annual income of $60,000.
I think that credit card is hurting. It looks like it's over the limit. I would recommend getting another one that reports the limit and then don't carry a balance. Charge a small item every few months and pay it off right away to keep it active.